Simple, honest pricing

Start free — no credit card required. Full access for 7 days, then choose your plan.

Monthly Annual Save 25%
Best Value
Family
$599
per year
just $50/month for the whole family
  • Up to 5 family members
  • Each member gets own private dashboard
  • Family overview for primary holder
  • All 7 topics per member
  • Shared document vault
  • Everything in Individual

~$10/member/month for 5 people

30-day money-back guarantee. If Sema Legacy doesn't help you identify at least one important gap in your family's protection within 30 days, we'll refund your subscription — no questions asked.

Common questions

Do I need a credit card to start?

No. Your 7-day free trial starts the moment you create an account. No credit card required until you decide to subscribe.

What happens after my trial ends?

Your account stays active but dashboard access is paused until you subscribe. Your assessment data and documents are never deleted.

Who counts as a "family member"?

Spouses, partners, parents, adult children, or anyone in your immediate household. Each person gets their own private dashboard and assessment — family members cannot see each other's data unless you're the primary account holder viewing the family overview.

Is this legal or financial advice?

No. Sema Legacy is an educational platform. We help you understand your gaps and prepare — but we're not a law firm and don't provide legal, tax, or financial advice. We help you ask better questions when you meet with real professionals.

Can I switch plans later?

Yes, anytime. Upgrade from Individual to Family, or switch from monthly to annual — we'll prorate the difference. Downgrades take effect at your next billing date.

Can I cancel anytime?

Yes. Cancel anytime from your account settings. Monthly plans stop at end of period. Annual plans include a 30-day money-back guarantee.

Is my data secure?

Your documents and assessment data are stored securely and encrypted. We never sell or share your personal information with third parties.